Buy Now Programme
Our Buy Now programme allows you become a home owner sooner than you think. It is a simple plan that works in a similar way to getting a mortgage but without the need to apply to a bank. Instead you pay for the property with agreed Terms until the balance of the agreed price is cleared.
We use Law Society approved contracts for everyone's peace of mind and as with a normal house purchase you will need your own Solicitor to advise you and check that you are happy with the legal paperwork.
Do I Qualify
In order to be eligible for one of our Home Ownership Programmes you will need to meet the following basic requirements:
- A desire to OWN a home
- Some down payment money typically about 5-7% down of the purchase price
- A steady income from either a job or your own business.
- Sufficient income to be able to comfortably afford the monthly payments
- The desire and ability to pay bills on time (you must show an honest effort of paying bills on-time, we can get you into a house but only YOU can keep you there)
How much do I need to get started?
Typically, we would ask for a getting down payment deposit of between around 5 – 7% of the agreed purchase price. This is yours and will be taken off the agreed purchase. The larger the down payment, the smaller the weekly payment amount you will pay.
There is also a charge of £350.00, which is our application and processing fee plus a contribution to the legal costs of drawing up the purchase contracts.
Do You Do A Credit Check And What Happens If I Have A Bankruptcy Or Credit Problems?
Yes, a credit check is done in most cases. But things like bankruptcies, collections, being turned down for a bank loan or other credit problems are no concern to us in regard to getting you in one of our homes. We want to be familiar with your credit issues so we can better guide you to repairing your credit.
If the credit is extremely bad, you can still get approved but we won’t be able to be flexible on your down payment, or in some cases we may require you to pay a slightly larger down payment.
How much does it cost to apply?
It is absolutely FREE to apply. You don’t pay us anything until we show you a house and you are ready to make it your home.
Will my payments change during the life of the financing?
Your payment to us is fixed but your payment can change based on the taxes and insurance on the house. if they go up or down that will affect your payment. This is the same regardless of if you buy a house through our program or not.
Owning you new home is as easy as
1-2-3:
- Fill out our online application completely (CLICK HERE) to get qualified for our program
- View the pre-approved properties that we send you to and choose your new home
- Pay your down payment, sign your paperwork and move into your new home
You are under no obligation whatsoever when you start this process and we promise that your details will be kept confidential.
Earn a fast, easy £500
For telling your friends about us
We’ll give you £500 cash for every property we buy from someone referred to us by you. And because you can refer as many people as you want, there’s no limit to how many times we’ll pay you up to £500 CASH
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